Yes Bank has posted Rs 914 cr net profit in q4 and Rs 3340 cr for fy 17. For fy 16 the bank earned a net profit of Rs 2530 cr. EPS for fy 17 stood at Rs 77 as against Rs 59 reported in fy 16. The stock closed flat at Rs 1605, in yesterday's trading.
Other key highlights :
Total Assets crossed ` 2,15,000 Crores; IBU Gift City Total Assets of over USD 1 Bn.
Branches at 1,000 and employee count in excess of 20,000. Significant traction in Retail businesses with CASA ratio crossing 35% to 36.3%; CASA + Retail TDs crossing 60%;
Core Retail Advances growth in excess of 100% with increasing share of fees from Retail businesses.
Raised ` 4,906.65 Crores (USD 750 Mn) through QIP, Largest Private Sector QIP in INR term.
Further raised ` 3,000 Crores (~USD 450 Mn) through Basel III AT1 bonds, rated AA by CARE, ICRA and India Ratings.
During FY17 aggregate capital raise of USD 1.2 Bn (~USD 1.6 Bn including retained earnings).
Established Market Leadership in UPI applications for enabling Merchant payments with a market share of 30%.
Total Net Income of ` 2,897.1 Crores in Q4FY17 y-o-y growth of 41.7%. Total Net Income grew by 36.8% in FY17 to ` 9,954.1 Crores.
Net Interest Income of ` 1,639.7 Crores for Q4FY17; y-o-y growth of 32.1%. For FY17, NII increased by 26.9% to ` 5,797.3 Crores on back of growth in Advances & CASA and expansion in NIM.
NIM expanded to 3.6% for Q4FY17 from 3.5% in Q3FY17. NIM stands at 3.4% for FY17.
Healthy return ratios with RoA at 1.8% and RoE at 21.8% in Q4FY17. For FY17, RoA expanded to 1.8% from 1.7% for FY16 and RoE increased to 21.5% from 19.9% for FY16.
Book Value stands at ` 468.7 per share.
CASA ratio at 36.3%, 8.2% increase in FY17 on the back of 65.5% growth y-o-y. SA and CA deposits posted strong growth of 60.6% and 74.7% respectively.
Advances grew by 34.7% to ` 1,32,262.7 Crores as at Mar 31, 2017 of which Core Retail grew by 140% on the back of robust growth in both Corporate and Retail engines.
Total Capital Adequacy as per Basel III is robust at 17.0% with Tier I ratio at 13.3% and CET I Ratio at 11.4%. Shareholders Fund at ` 22,054.1 Crores and Total Capital Funds at `31,731.2 Crores as of Mar 31, 2017.